Relationship Officer Asset  
U Microfinance Bank   More jobs from this company

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Job Title:   Relationship Officer Asset
Category:   Retail
Total Positions:   4
Job Location:   Gujranwala, Jhelum
Gender:   No Preference
Age:   20 to  years
Minimum Education:   Bachelors
Degree Title:   Bachelor's Degree in Business, Commerce, or any related discipline
Career Level:   Experienced Professional
Minimum Experience:   2 Years
Apply By:   Aug 8, 2025
     
     
 
Job Description:

To build up a profitable asset/liability portfolio for the branch by selling and marketing the bank products to prospective target market after carefully analyzing their potential to repay the loan in timely fashion.

Location: Bhakkar, Bahawalpur, Multan, Rahim Yar Khan, Arifwala, Vehari

Job Responsibilities

1.            Find potential and good clients individuals or businesses in need of loans.

2.            Establish strong rapport liaison and relationship with the clients.

3.            Act as a salesperson, persuading clients to obtain loans.

4.            Help clients apply for loans

5.            Analyses and verify the application to determine the client’s worthiness.

6.            To complete documentation as per bank’s policy.

7.            To get the approval before disbursement from the BCC.

8.            Disbursement of loan after complete satisfaction of related formalities.

9.            Help client understand loan repayment schedule.

10.         Manage the repayment schedules of customers for timely recovery of their monthly installments.

11.         Follow up on delayed installments.

12.         Initiate collateral liquidation if a client defaults on a loan.

13.         Preparation of daily activity report to be sent to the BM/HO.

14.         Deposit mobilization

15           Any other task assigned by line manager.

Competencies Required

1.            Achievement of the assigned targets of Assets and liability

1.            Experience in the Micro finance banking industry preferred

2.            Ability to work under pressure

1             Presentation skills

2             Good Communication Skills

Experience and Qualification

1             Should hold a Bachelor’s Degree in Business, Commerce or any related discipline

2             Fresh to 1 year experience in the banking sector


Company Information
 
Company Name:  U Microfinance Bank
Company Description:
U Microfinance Bank Limited (Formerly known as Rozgar Microfinance bank Ltd.) was incorporated as public ltd. Company On 29th of October 2003 under Company Ordinance 1984. It was the 4th microfinance bank, licensed by State Bank of Pakistan under Microfinance Institutions Ordinance 2001. Initially, Rozgar, MicrofinanceBank Limited was a district wide microfinance Bank (MFB) operating in Karachi district. In August, 2012,Pakistan Telecommunication Company Limited (PTCL) has acquired 100% shareholding of Rozgar Microfinance Bank Limited, after fulfilling required regulatory requirements and change in name from Rozgar Microfinance bank Ltd. To U Microfinance bank Ltd, it was awarded 14thlicenseto operate at national level.

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